Dutungire urutoki aho bitagenda neza
Itsinda rya Equity Bank rishimangira ishingiro ryaryo mugihe amafaranga ya ICT, guhanga udushya no kuzamura ibicuruzwa
03rd Nov 2014
Itsinda rya Equity Bank ryibanze ku kuzamura ubushobozi, kugerwaho no koroherezwa ryabonye umuvuduko witerambere ryarwo mu gihe cyarangiye ku ya 30 Nzeri 2013.
Itsinda ry’amabanki yo mu karere ryashyizeho ubwiyongere bwa 17% mu kubitsa abakiriya, kwiyongera kwa miliyari 28 Ksh kugera kuri miliyari 190 na Kshs.162. Iterambere rishimishije ryatewe inkunga nishoramari rinini muri banki yamabanki na banki zigendanwa byorohereza kugerwaho byoroshye kandi bihendutse. Umubare wabakiriya wiyongereye kugera kuri miliyoni 8.5 byerekana ko hari icyo wagezeho mugukurikirana banki zirimo.
Bishimangiwe no kugabanuka kwa 30% ku nyungu no kwibanda ku gice cya SME, igitabo cy’inguzanyo cy’itsinda cyiyongereyeho 21% kugera kuri Kshs miliyari 159 hejuru ya KShs. Miliyari 136 zoherejwe muri Nzeri 2012. Icyakora inyungu y’inyungu yiyongereyeho 4% gusa igera kuri Kshs.23.6 ziva kuri Kshs.22.7 bitewe no kugabanya inyungu zishyurwa.
Andi yinjiza, ibikorwa na komisiyo byiyongereyeho 12% bigera kuri Kshs.10.6 bivuye kuri miliyari 9.4 bivuye ku mubare w’abakiriya biyongereye bitewe n’ubushobozi buke, uburyo bworoshye kandi bworoshye butangwa binyuze mu guhanga udushya, amabanki y’ibigo, amabanki agendanwa, guhuza no gushora imari mu bisubizo bya ICT.
Umubare w’abakiriya bakoresha banki zigendanwa wiyongereye ugera kuri miliyoni 2.7 uva kuri miliyoni 2 nko ku ya 30 Nzeri 2012 mu gihe umubare w’abakozi ukora wiyongereye ugera ku 9000.
Amafaranga yakoreshejwe yose yiyongereyeho 19% agera kuri Kshs.17.6 kuva kuri Kshs.14.9 ahanini biterwa nigiciro cyibikorwa byiyongereyeho 15% hamwe ningamba zo kwita ku ngaruka zikurikira z’inyungu nyinshi z’umwaka ushize kuri NPLs. Ibiciro byo gukora byatewe nigiciro kinini cyo gushiraho imiyoboro yikigo nigiciro cyo guteza imbere, guha akazi no guhugura abakozi gucunga urwego ruciriritse no kubaka ibigo byamabanki nkuru. Ibiciro bya ICT byiyongereye cyane mugihe iryo tsinda ryazamuye sisitemu n’ikigo cy’amakuru, ryahuguye abakozi mu kwigana impinduka za porogaramu nkuru y’amabanki kuva muri Finacle verisiyo ya 7 kugeza kuri Finacle verisiyo ya 10. Kubera iyo mpamvu inyungu z’itsinda ziyongereyeho 7% zigera kuri KShs miliyari 12,6 ziva kuri Kshs miliyari 11.8 mbere y’imisoro. Inyungu nyuma yumusoro yazamutse igera kuri miliyari 8.9 ziva kuri KShs miliyari 8.3 umwaka ushize.
Itsinda rya Equity Group mu mwaka ushize ryashize imbaraga nyinshi mu gushyiraho ibikorwa remezo by’ubucuruzi bw’abacuruzi, kohereza amafaranga muri diaspora no gutunganya amabanki no gutunganya ibicuruzwa mu guhuza uburyo bwose bwo kwishyura ku isi, American Express (AMEX), Diners Club, Visa ku giti cyawe, MasterCard, JCB y’Ubuyapani, Ubumwe bw’Ubushinwa hamwe n’ubwishyu bwa digitale butangwa na Google na PayPal. Equity Group nayo yashoye imari mu cyicaro 300 cyitumanaho kugirango ikemure ibibazo byabakiriya binyuze kumuhamagara hamwe nimbuga nkoranyambaga nka Facebook na Twitter.
Mubyongeyeho, Itsinda ryashora imari muri 3 muri seriveri nini kandi nini ku isi ya IBM Power 7 ya seriveri ibasha kongera ubushobozi bwo gutunganya cyane kandi ikagera ku bidukikije bihari. Itsinda kandi ryashoramari cyane mukuzamura inzira ya Way 4, amarembo yo kwishura hamwe na banki igendanwa mugura ORACLE Super Cluster kugirango ishobore kwimuka kwimikorere yayo, amarembo yo kwishyura hamwe na sisitemu ya banki igendanwa.
Muri Nyakanga, Equity Group yagiranye ubufatanye na Airtel Money kugirango itange ibisubizo byuzuye M-ubucuruzi kubanya Kenya benshi mugihugu. Serivisi iraboneka kubakiriya bose ba Equity Bank abiyandikisha kuri Airtel bityo bikabafasha gukora ibikorwa byamafaranga yikigo kumashami ya Equity kandi byanashoboje abakiriya ba Airtel amafaranga kubikuza no kubitsa amafaranga mumashami yose ya Equity Bank cyangwa Agency Countrywide
Dr Mwangi yagize ati: “Hamwe n’ibanze gushimangirwa, ishoramari rinini ryakozwe no kuzamura ibidukikije by’ubukungu bitanga amahirwe menshi, icyerekezo cya 2014 gisa nkicyizere.”
People also viewed:
Itsinda rya Equity Raporo Kshs 15.4 Miliyari Yungutse Nyuma yumusoro ku micungire yikiguzi cyiza no kongera gukura
Umutungo wose wiyongereyeho 4% umwaka ku mwaka ugera kuri Kshs miliyoni 1.75 kuva Kshs miliyoni... Read more
Itsinda rya Equity Raporo Kshs 60.7 Inyungu Yunguka Mbere yumusoro, Iyobowe niterambere rinyuranye
Inyungu ziteganijwe kumugabane wa Kshs 4.25, igipimo cyo kwishyura kingana na 34.5% Amafaranga yinjiza kumugabane... Read more
Equity Group Holdings Plc yatangaje ko mu gihembwe cya 3 cya 2024 yungutse miliyari 40,9 z’amashilingi ya Kenya nyuma yo kwishyura imisoro
Inyungu kuri buri mugabane yazamutseho 13%, igera 10,4 y’amashilingi ya Kenya. Inyungu mu gihembwe cya... Read more
Equity Group Yashyize Ahagaragara Raporo y’Imihigo y’Umwaka wa 2023: “Isi itajegajega izashingira ku mpinduka za Afurika” Yerekana Icyerekezo Gihamye n’Ibyagezweho
Raporo y’Imihigo ya 2023 ya Equity Group igaragaza umuhate wayo mu guteza imbere ubudahangarwa binyuze... Read more
Equity Bank is Regulated by Central Bank
© 2026 Equity Group