Ingamba za Equity Bank zongera inyungu kuri 36 ku ijana

Umutungo wose witsinda washyizeho ubwiyongere bwa 24% mugihe cyumwaka urangira kuri Ksh miliyari 243 hejuru ya miliyari Ksh196. Inguzanyo zabakiriya zageze kuri miliyari 136 ziyongereyeho 19% bivuye kuri miliyari 114. Ishoramari mu mpapuro za Leta ryiyongereyeho 35% rigera kuri Ksh miliyari 40.8 ziva kuri miliyari 30.2 mu gihe amafaranga n’amabanki yashyizwe kuri 28% agera kuri miliyari 45 Ksh kuva kuri miliyari 35.3.

Iterambere ry’umutungo ryatewe inkunga ahanini no kwiyongera kwa 16% mu kubitsa abakiriya kuri Kshs.167.9 bivuye kuri miliyari 144.2. Amafaranga y’abanyamigabane n’inguzanyo yatwaye yiyongereyeho 25% na 80%.

Amafaranga yinjije yiyongereyeho 28% agera kuri Ksh miliyari 36.8 ziva kuri Ksh 28.67 mu gihe amafaranga yakoreshejwe yose yiyongereyeho 22% agera kuri miliyari 19.58 hejuru ya miliyari 15.98. Ubwiyongere bw’amafaranga bwatewe no kwiyongera kwa 19% mu nguzanyo kuva kuri miliyari 114 kugeza kuri miliyari 136 na Ksh 136 no kwiyongera kwa 35% mu ishoramari mu mpapuro za Leta bigatuma izamuka rya 48% ry’inyungu ziva kuri miliyari 16 zikagera kuri miliyari 24.

Iterambere ry’inguzanyo ku bigo bito n’ibiciriritse ntabwo ryatumye habaho iterambere ryihuse mu gitabo cy’inguzanyo ahubwo cyanakomeje igitabo cy’inguzanyo cyiza nubwo ubukungu bwifashe nabi. Itsinda ryagumanye ibikorwa rusange bidafite imikorere ya 3,1% hamwe n’ikigereranyo cya 78%, zimwe mu ngamba nziza mu nganda z’amabanki yo mu karere. Gukomeza kwibanda ku mabanki y’ibigo, amabanki agendanwa, no kwagura akarere byatangiye kwera imbuto hamwe n’ikigereranyo cy’amafaranga yinjira mu itsinda yavuye kuri 50% agera kuri 49%.

Ingamba zidasanzwe zo gutera inkunga uburyo bwo kuzigama bukomeye, amafaranga akomeye yabanyamigabane n’umwenda muremure wigihe gito byafashije kuzamura inyungu zinyungu ku kigero cya 1% umwaka ushize.

Umwanya ukomeye wimari watumye Itsinda ryongera inyungu zinyungu kuri 25% kugeza kuri Ksh 1.25 kumugabane uva kuri Kshs.1.00 kumugabane cyangwa Kshs miliyari 4,6 ziva kuri Kshs.3.7

Dr James Mwangi yagize ati:

Dr Mwangi yagize ati: “Itsinda rikomeye kandi risesuye rirangwa n’umutungo wo mu rwego rwo hejuru w’umutungo mwiza, umwanya ukomeye w’umutungo utimukanwa, inguzanyo yo kubitsa ingana na 81% hamwe n’ubwishingizi bwa 46% byatumye iryo tsinda rikomeza iterambere ry’iterambere ryarwo nubwo hari amakimbirane yiyongera mu bidukikije by’ubukungu bwifashe nabi”.

Dr Mwangi yagize ati: “Nubwo isoko ryifashe nabi cyane ku isoko, ubwitange bw’itsinda mu ngamba zaryo z’igihe kirekire bwadushoboje gufata amahirwe yo kuzamuka muri Kenya ndetse no mu karere.”

Dr Mwangi yavuze ko umuvuduko w’iterambere uzakomeza kubaho binyuze mu gukomeza imikorere inoze, imiyoboro ikomeye y’ibigo ndetse na banki zigendanwa, hibandwa ku bigo bito n’ibiciriritse kugira ngo bahabwe impamyabumenyi ku bakiriya, bashingiye ku ikoranabuhanga, gutanga ubushishozi no gucunga ibyago.

Dr Mwangi yagize ati: “Twakomeje gushyira mu bikorwa ingamba zatsindiye kwibanda ku guha agaciro abakiriya, gucunga neza ibiciro no kongera umusaruro w’amashami.”

Itsinda rirateganya kuzamura imigabane y’isoko binyuze mu guhuza ubucuruzi bw’akarere; gutangiza imiyoboro ya elegitoronike no kwagura amabanki y’ibigo mu bihugu biherutse gushingwa. Banki ifite ibikorwa muri Uganda, Sudani y’Amajyepfo, u Rwanda na Tanzaniya.

Umubare w’abakozi ba Equity Group wari 6.344 mu mwaka urangiye wa 2012.Ibicuruzwa byakozwe n’abakozi byiyongereyeho 96 ku ijana hagati ya 2011 na 2012. Ibikorwa by’abakozi bingana na 30 ku ijana by’amabanki yose.

Banki uyumunsi ifite imwe muri sisitemu nziza mu nganda. Sisitemu yibanze ya banki ifite ubushobozi bwo gukoresha konti miliyoni 35 kandi kuri ubu ifite konti zirenga miliyoni 7.8.

Inguzanyo ku mishinga mito n’iciriritse (SME) yiyongereyeho 45 ku ijana igera kuri miliyari 63,69 mu mwaka. Umwaka ushize, Equity Bank yatangaje gahunda yo kongera inguzanyo muri uru rwego rukura vuba. Uyu munsi urwego ruciriritse rufite hafi 45.5 ku ijana by’igitabo cy’inguzanyo cya banki.

Ishoramari rya Equity Bank mu rubuga rukomeye rwa IT rikomeje kwishyura inyungu mu gihe Banki ishora mu bufatanye bufatika hagamijwe kuba iduka rimwe rya serivisi z’imari mu karere

Umwaka ushize, Banki yafatanije n’Ubushinwa Union Pay, yemerera abafite amakarita ya UnionPay gukora ibicuruzwa bivuye muri ATM na Equity Bank yo kugurisha mu karere ka Afurika y’Iburasirazuba.

Mu rwego rwo kwagura amafaranga mu karere ka Afurika y’Iburasirazuba, Banki ya Equity ku bufatanye na MasterCard Worldwide nayo yashyizeho ikoranabuhanga rya Mobile Point of Sale (MPOS). Ikoranabuhanga rishya rizafasha ubucuruzi n’abacuruzi kuzamura ibicuruzwa binyuze mu kwemerwa kwagutse. Igisubizo cya MasterCard MPOS kizafasha gukoresha terefone zigendanwa aho zigurishwa (POS) no kwakira ubwishyu bwa elegitoronike.

Fondasiyo ya Equity Group yashinzwe na Equity Bank mu rwego rwo gushyiraho ibikorwa remezo by’imari n’ibikorwa bya gahunda z’imibereho ifatanya na The MasterCard Foundation gutangiza gahunda yo gusoma no kwandika y’imari kugeza ubu imaze guhugura urubyiruko n’abagore barenga 500.000 mu bagenewe miliyoni imwe. Fondasiyo ku bufatanye na The MasterCard Foundation kandi ku nkunga ya USAID, UKaid, na KfW n’abandi batanze buruse 8,671 ku banyeshuri beza ariko bakeneye ubufasha binyuze muri Wings To Fly Secondary School Bourse.

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