Great features

  • Financing of up to 80% of the value of the property
  • Mortgage term of up to 15 years
  • 15-18% interest rate
  • Customers with good repayment record are allowed for a top up

What you require to sign up

Diaspora loans are only offered to applicants who meet either of the following criteria:

  • Non-Resident Rwandans
  • Rwandans sent on foreign missions abroad
  • Rwandans with dual citizenship

The loans can be extended to individuals or joint applicants.

Required Documents For Each Applicant:

  • New or existing Equity Bank account
  • Identification Documents – Rwanda ID/Passport and proof of current address
  • 2 passport size photos
  • Credit report from your country of residence
  • Copies of Bank statements for the past 6 months
  • Complete individual tax returns for the past 3 years
  • Joint applicants to provide a marriage certificate or affidavit

Property Purchase Documents:

  • Copy of the title to the property being purchased (minimum remaining lease of 20 years)
  • Signed and dated sale agreement/intention to sell for the property being purchased

Salaried Applicants:

In addition to the above, salaried applicants must provide:

  • Copies of payslips/paystubs for the past 3 months
  • Employment letter/W-2/P60/T4

Self-Employed Applicants:

In addition to the above, self-employed applicants who earn dividends/distributions as opposed to a salary, must provide:

  • Business registration documents
  • Business bank statements for the last 12 months
  • Business tax returns for the past 3 years
  • Year-to-date management accounts (balance sheet and P&L statement)

We would like to call you back regarding this product.

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Equity Bank is Regulated by Central Bank