Isosiyete ikora ibikorwa by’imari ihuriweho n’akarere, ifite inyungu z’amabanki mu Rwanda, Uganda, Sudani yepfo na Kenya, yinjiye mu Isoko ry’imari n’imigabane (RSE) mu rwego rwo guteza imbere akarere.
Urutonde rwambukiranya imigabane ya Equity Group Holdings ku Isoko ry’imigabane mu Rwanda rugaragaza intambwe ikomeye ku kigo giherutse kuvugururwa, kikaba gishaka kongera ubushobozi bw’ibisubizo by’imari. Iri tsinda rifite ibikorwa by’amabanki mu bihugu bitanu – u Rwanda, Kenya, Uganda, Sudani yepfo na Tanzaniya, hamwe n’andi mashami atanu adafite amabanki mu karere kose akora ibikorwa byo gutanga amabanki y’ishoramari, abashinzwe umutekano, ikigo cy’ubwishingizi, abagiraneza, ubujyanama n’ibikorwa remezo.
Ku Isoko ry’imigabane mu Rwanda, Equity Group Holdings ubu yashyize ku rutonde rw’ubucuruzi 3,702.777.020 yatanze imigabane isanzwe, ku giciro cy’amafaranga 3.76 (Ksh 0.50) nyuma yo kwemezwa n’ubuyobozi bushinzwe amasoko y’imari mu Rwanda. Ku isoko ry’imari irenga miliyari 2 z’amadolari ya Amerika, Equity Group Holdings ibaye sosiyete nini yashyizwe ku rutonde muri bourse y’u Rwanda.
Mu muhango wo kuvuza inzogera yakiriwe mu rwego rwo kuzamura umwenda mu nama y’iminsi ibiri ikomeje gukorwa ku isoko ry’imari shingiro ry’imigabane ya Afurika y’Iburasirazuba International 2015 kandi ihamya na Perezida w’u Rwanda, Paul Kagame, Umuyobozi wa Equity Group Holdings, Dr. James Mwangi, yahaye ikaze abakiriya n’abafatanyabikorwa ba Banki mu Rwanda kugira ngo bagure imigabane y’ikigo kandi bagire uruhare mu gutsinda kwayo. Uyu muhango kandi wiboneye na Visi Perezida w’umuryango mpuzamahanga w’imari, Jingdong Hua na Etiyopiya Tafara.
Kugira ngo isoko ry’imari ryiyongere mu karere, Guverinoma y’u Rwanda n’ikigo mpuzamahanga cy’imari (IFC), umwe mu bagize itsinda rya Banki y’isi barategura inama mpuzamahanga yo ku rwego rwo hejuru ku masoko y’imari muri Afurika y’Iburasirazuba. Kwiruka ku nsanganyamatsiko: Kwihutisha iterambere ry’ubukungu, gahunda nyamukuru y’inama ni iterambere ry’isoko ry’imari muri Afurika y’Iburasirazuba – amahirwe n’imbogamizi – bigamije kuba umusingi wo kuzamuka mu bukungu burambye kandi bwuzuye.
Minisitiri w’imari mu Rwanda, Claver Gatete, ubwo yishimiraga urutonde rwa Banki ya Equity yavuze ko ibihugu biri mu nzira y’amajyambere byunguka ku bushobozi bwabyo bwo gukusanya umutungo w’iterambere binyuze mu nzira y’isoko ry’imari.
Umuyobozi mukuru w’itsinda rya Equity Bank, Dr James Mwangi yagize ati: “Uyu ni umwanya w’ingenzi kuri Equity Group Holdings, kuko dutumiye kandi tugaha amahirwe abashoramari baho amahirwe yo kugira uruhare mu gutsinda kwacu nka ba nyiri igice cya Afurika y’Iburasirazuba na Hagati bayobora serivisi z’imari.”
Yongeyeho ati: “Intego yo gutondekanya imipaka ni ukorohereza abantu kubona imigabane ku isoko ryagutse rya Afurika y’Iburasirazuba. Urutonde rwambukiranya imipaka ruzatanga inzira yoroshye kandi inoze ku bafatanyabikorwa bacu ndetse n’abafatanyabikorwa bacu mu Rwanda kugira uruhare rugaragara mu mikurire n’amahirwe by’isosiyete binyuze mu gutunga igice. Ibi byiyongera ku mbaraga nyinshi zashyizweho n’itsinda kugira ngo zimenyekanishe serivisi z’abaturage mu Rwanda.”
Muri ibyo birori, Umuyobozi mukuru wa RSE, Pierre Celestin Rwabukumba, yahaye ikaze iryo tsinda muri bourse y’u Rwanda kandi yemeza ko imigabane ituruka mu rwego rw’amabanki n’imari ubu ari impapuro ziyongera cyane mu karere.
Rwabukumba yagize ati: “Twishimiye cyane imikorere y’urwego rw’amabanki ubu rugaragaza impapuro eshatu zashyizwe ku rutonde nyuma yo kwinjira kwa Equity Group Holdings.”
RSE, akaba ari bourse yo muri Afurika y’Iburasirazuba ikiri muto, igaragaramo urutonde rw’imigabane itandatu yagurishijwe cyane kandi ifite imigabane ine.
Urutonde rwa Equity Group Holdings kuri bourse yu Rwanda ruza rushyushye nyuma yo kuvugurura ibigo biherutse kuvugururwa bya Equity Group. Mu mbaraga zifatika zigamije gushyiraho umuvuduko wo gutangiza ingamba z’amasosiyete ya Banki 3.0, abanyamigabane ba Equity Group bemeje icyifuzo cyo gushinga Equity Group Holdings Limited (EGHL) mu mpera zumwaka ushize kugira ngo bakore nka Sosiyete Holding Group.
Isosiyete nshya ifata (EGHL) ubu ifite imigabane ya banki ya Equity ndetse n’ibigo bidafite amabanki kandi izatanga ingamba, ikirango, ibyago n’imicungire y’impano, imiyoborere n’ibisubizo by’ubuyobozi ku mashami yayo.
Mu Kwakira gushize, Itsinda rya Equity Bank ryabonye inyungu nyuma y’umusoro mu gihembwe cya gatatu 2014 wiyongereyeho 26% ugera kuri miliyari 11.2 ziva kuri Ksh miliyari 8.9 mu gihe kimwe cya 2013.
Hiyongereyeho abakiriya barenga miliyoni 9.2, amafaranga yinjira muri Banki yanditse ko yazamutse cyane mu gihe cy’ubucuruzi cyarangiye muri Nzeri 2014, mu byo Umuyobozi mukuru w’itsinda rya Equity Bank, Dr. James Mwangi, yavuze ko iryo terambere ryatewe no kongera ibikorwa by’ubukungu mu karere kose kuko ibihugu by’ubucuruzi n’ubucuruzi bw’akarere mu muryango w’Afurika y’iburasirazuba byazamutse hejuru ya 30%.
Banki yashyize mu bikorwa ingamba zayo zo kwagura akarere yatumye Equity Bank Tanzania, Uganda, u Rwanda na Sudani y’Amajyepfo ifatanya na 51% na 137% by’amafaranga yabikijwe kandi inyungu nyuma y’imisoro isezeranya kuzamuka umusanzu nabafashanyabikorwa bo mukarere bagiye imbere.
Byongeye kandi, ingamba za banki zo kuzamura ubundi buryo bwo kwinjiza amafaranga y’ingamba zongeye gushimangirwa n’ubwiyongere bwa 23% bugerwaho hagamijwe kurwanya inyungu z’inyungu za banki ziyongereyeho 9%. Komisiyo z’ubucuruzi z’abacuruzi zagaragaje ko ziyongereyeho 69% mu gihe ubwishingizi, amafaranga yo gucunga no gucuruza byiyongereyeho 35%, amafaranga yoherejwe na Diaspora yiyongereyeho 19% naho amafaranga yinjira mu bucuruzi bw’ivunjisha yiyongera 15%.
Mu rwego rwa Equity 3.0 Strategy, Itsinda rirateganya kuzamura uburyo bwo kwishyura ku buryo bugaragara ku mpande zose hibandwa ku mbuga za banki zigendanwa.
Equity Group Holdings ikomeje ingamba zifatika zo kwagura akarere ka Pan-Afurika ijyanye n’icyerekezo cy’itsinda cyo kuba nyampinga w’imihindagurikire y’ubukungu bw’abaturage ba Afurika.
Kwinjira muri Uganda byagaragaje intambwe yambere mu ngamba zo kwagura Itsinda mu karere. Equity Bank Uganda Limited (EBUL) yatangiye muri Nyakanga 2008 ubwo isosiyete yaguraga imigabane 100% muri Uganda Microfinance Limited (UML). Muri Sudani y’Amajyepfo, Equity Bank Sudani y’Amajyepfo (EBLSS) yatangiye ibikorwa byayo muri Gicurasi 2009. Ishingiro ry’imari rikomeye rya EBLSS rishimangirwa n’umushinga munini w’itsinda n’ikwirakwizwa ry’akarere.
Equity Bank Rwanda ubu ni imwe mu mabanki akomeye mu bucuruzi mu Rwanda yemerewe kandi agengwa na Banki nkuru y’u Rwanda. Equity Bank Rwanda Limited yatangiye ibikorwa byayo mu Kwakira 2011.
Muri Tanzaniya, Equity Bank (Tanzania) Limited yafunguye imiryango bwa mbere muri Gashyantare 2012.
Nko ku ya 30 Nzeri 2014, amashami yo mu karere mu Rwanda, Uganda, Tanzaniya na Sudani yepfo, yari afite ikigo rusange cy’abakiriya 1.180.110, Ksh miliyari 50.95 mu kubitsa abakiriya n’umutungo wose wa miliyari 67.5.
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