Abanyamigabane ba Equity Group Holdings (yahoze yitwa Equity Bank Limited), bemeje icyemezo cyo gushyiraho urufatiro rwibikorwa byo kwagura ibikorwa bya Afrika
Iyemezwa, ryabonye umutekano mu nama rusange ngarukamwaka ya 11 y’ikigo (AGM) ryabaye uyu munsi rishyira Itsinda mu nzira yo kwagura umugabane w’umugabane wa banki, ikoranabuhanga n’ubucuruzi bifitanye isano.
Umuyobozi mukuru wa Equity Group Holdings, Dr. James Mwangi, yavugiye mbere y’uko abanyamigabane bemezwa n’abashoramari muri Dr. Kuruhande rwo kwagura isoko, Itsinda ryifuza kandi kongera abakiriya baryo kuva kuri miliyoni 10 kugeza ubu rikagera kuri miliyoni 100 nyuma yicyerekezo gishya cyo gutegura.
Itsinda riherutse kuvugururwa, Dr. Mwangi yavuze ko rizashyira imbere iyinjizwa ryayo ku turere twegereye, ingaruka zikomeye, ku masoko adafite amabanki hamwe n’ibidukikije aho imikorere y’imikorere ya Equity Group ishobora koherezwa neza. Yavuze ko ibihugu nk’ibi birimo Etiyopiya, DRC Congo, Gana na Nijeriya. Ibindi bihugu biri muri radar yitsinda harimo Malawi, Burundi, Mozambique, Zambiya na Zimbabwe.
Dr. Mwangi yabisobanuye agira ati: “Iterambere riteganijwe muri Afurika mu 2024 ni kimwe mu bigize ingamba za Equity 3.0. Kugira ngo ibyo bigerweho, Equity izahitamo ibihugu byinjira hashingiwe ku bunini bw’amasoko yabo ya banki ndetse no gukoresha urugero rwa Equity ku masoko yabigenewe.” Yongeyeho ati: “Dushingiye ku mbaraga zacu zidasanzwe zatumye tugera ku ntsinzi yacu kugeza ubu, Equity izakurikiza ingamba zihamye zo kwinjira no kuzamuka kuri buri gihugu gishingiye ku bushobozi bw’amatsinda.”
Mu byo yasobanuye ko ari ingamba zo kwagura, Dr. Mwangi yijeje abanyamigabane ko iryo tsinda rizashingira ku bisubizo byagaragaye by’imiyoboro yatanzwe neza irimo amashami ya “umuganda”, imiyoboro y’abakozi, telefone zigendanwa n’abacuruzi, hamwe n’uruvange rwihariye rutandukanye kugira ngo ruhuze n’amasoko yaho.
Uruvange rwicyatsi kibisi rwashyizweho hamwe nubuguzi bizafatwa nkuburyo bwo kwinjiza isoko mubihugu bitandukanye
Usibye ubundi buryo bugomba kwitabwaho mu gutera inkunga iyaguka, abanyamigabane, bahisemo gutora bashyigikira imyanzuro yatanzwe yemerera Itsinda gusaba aho bisabwa imigabane yose y’itsinda hashingiwe kuri miliyari 9 Kshs (US $ 100.000.000) kuri buri gikorwa. Abanyamigabane b’iryo tsinda, bemeje ko hiyongeraho ibigo byatanze imari shingiro binyuze mu gushiraho imigabane 411.419.668 yiyongereyeho imigabane isanzwe iyariho ubu izatanga inkunga ingana na miliyari 20 za Kshs.
Mu gihe cya AGM, abanyamigabane, bemeje kandi urutonde ruheruka rw’uruganda ku Isoko ry’imigabane mu Rwanda kandi bemeza ko hashyirwaho urutonde rw’ibicuruzwa ku isoko ry’imigabane rya Dar es Salaam.
Mu ijambo rye, Umuyobozi wa Equity Group Holdings, Peter Munga, yavuze ko umushinga uteganijwe kwaguka urenze Afurika y’Iburasirazuba ugaragaza intambwe ikomeye mu iterambere ry’iryo tsinda. Bwana Munga yagize ati: “Icyiciro gikurikira cy’iterambere ry’iterambere rya Equity Group giteganijwe kuri gahunda ya ‘Equity 3.0’. Muri iyi gahunda, Itsinda rirashaka gukurikirana intambwe ihindagurika mu bunini no mu bikorwa byaryo rikoresha ibikorwa remezo n’ikoranabuhanga rimaze gushingwa neza, rikomeye kandi rifite ishingiro kugira ngo riteze imbere, iterambere n’agaciro.” Yongeyeho ati: “Turizera ko iki gikorwa kizatuma sosiyete yawe yegereza kugera ku cyerekezo cyayo cyo guhindura ubuzima bw’abantu benshi muri Afurika”.
Agashya kohereje 29% byunguka nyuma yinyungu nyuma yumusoro wumwaka urangiye mukuboza 2014 kugirango ugere kuri Kshs.17.2Biliyoni ziva kuri Kshs.13.3Biliyoni zashyizwe ahagaragara umwaka ushize, Inama y’Ubutegetsi yasabye ko 20% byiyongera ku nyungu ziva muri Kshs. 1.50 kumugabane wishyuwe muri 2013 kugeza Ksh.1.80 kumugabane wumwaka urangiye ku ya 31 Ukuboza 2014.
Mu gihe agaragaza ko afite icyizere cyo kuzamuka kw’iterambere rirambye muri uyu mwaka, ashyigikiwe n’ibidukikije bihamye by’ubukungu no kumenya agaciro katewe n’ishoramari iryo tsinda ryashyize mu bikorwa bya ICT, banki zigendanwa n’ibigo ndetse n’izamuka ry’imishinga mito n’iciriritse, Munga yasobanuye ko inama y’ubutegetsi izakomeza gushyira mu gaciro hagati yo kongera inyungu ku nyungu mu gihe izakomeza kugumana amafaranga ahagije kugira ngo iryo tsinda ryiyongere.
Umuyobozi mukuru wa Equity Group, Dr. James Mwangi, yakomeje avuga ko guhanga udushya bikomeje kugira uruhare runini mu iterambere no mu iterambere ry’iryo tsinda, avuga ko mu myaka mike ishize kuva ryatangizwa, ihuriro ry’ibigo by’abakozi 17.523 ntabwo ryatunganije 43% by’amafaranga yose y’abakiriya mu mwaka ushize ahubwo ryiteguye kongera uruhare rw’ibicuruzwa byatunganijwe na banki kugira ngo birengeje 50% mu mpera z’umwaka w’ingengo y’imari – biteganijwe ko uzarangirana na ATM.
Dr. Mwangi, yavuze ko akomeje kwigirira icyizere ko umuyoboro mushya wa Equitel ugendanwa uzakirwa neza ku isoko ugaragaza ibimenyetso byerekana ko hafashwe vuba muri Kenya aho abafatabuguzi 420.000 bakoze ibicuruzwa bisaga miliyoni 5.5 binyuze mu muyoboro mu kwezi k’Ukuboza 2014 gusa.
Dr. Mwangi yagize ati: “Equity Group yizera ko igihe cyegereje cyane mu gihe amabanki adashobora byanze bikunze gukomeza kubaho nk’uko byashyizweho muri iki gihe. Nubwo bimeze bityo ariko, kumenya ko serivisi z’amabanki zizakomeza gusabwa, nubwo ubwisanzure bwiyongera, guhitamo no kugenzura abakiriya, udushya tw’amabanki tugamije gushyigikira amabanki kuba ikintu ukora, bitandukanye n’ahantu ujya gucuruza ..” “
Muri 2014 Equity yahawe amanota na Global Credit Rating (GCR) nka AA – igihe kirekire na A1 + hamwe n’icyerekezo gihamye. Ku isi yose muri banki 1000 za mbere ku isi, Equity Bank yahawe igihembo cya Banki ya 4 nziza mu kugaruka ku mutungo na Banki ya 8 nziza mu kugaruka ku mari shingiro na Banki nziza muri Afurika kuri konti zombi muri 2014 na “The Banker”.
Muri rusange, Equity muri 2014 yashyizwe ku mwanya wa mbere muri Banki nkuru y’amabanki muri Kenya na Qudal; Banki ifite Amafaranga make na Banki nziza muri Afrika yuburasirazuba na Think Business. Equity yahawe kandi kashe ya MF Transparency ya 2014 ya Transparency Award.
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