Saturday and Sunday are the busiest days at a newly launched car wash in Vihiga, run by a group of hardworking boda boda riders.
Customers stream in steadily. One member scrubs the tyres of a large FH truck with a brush. Another rinses cars and motorcycles using a hosepipe, while the most talkative one carefully wipes down a windscreen with a rug.
The queue keeps getting longer. Then an SUV pulls in.
The owner steps out and asks, “Do you do executive detailing? Interior vacuuming? Engine cleaning?”
The answer is NO! The customer zooms off to the next carwash.
Many chamas don't struggle to find customers, they struggle to afford the equipment that allows them to earn more from every customer.
Instead of waiting for weeks or months to save enough cash, Equity Bank and STIHL East Africa are helping eligible businesses access equipment through affordable financing.
Whether you're in agriculture, landscaping, construction or car wash services, STIHL has a broad range of equipment that can be financed through Equity. Below are 10 examples to inspire your chama’s next investment.
Perfect for: Car wash chamas
Clean more vehicles in less time, improve quality and serve more customers every day. It's the first step towards building a premium car wash.
Perfect for: Car wash, carpet wash, house cleaning businesses
With a vacuum cleaner, you can add executive detailing, upholstery cleaning and interior vacuuming. Customers are willing to pay more for premium services and detailing.
3. Water pump
Perfect for: Irrigation Farming
Move water quickly from a river or dam for irrigation or livestock, helping improve productivity and reduce reliance on rainfall.
4. Power tiller
Perfect for: Farmer groups
Prepare more land in less time, reduce manual labour and plant on schedule for better yields.
5. Brush cutter and Lawn mowers
Perfect for: Youth and landscaping chamas
This tool can empower you to take on larger land-clearing jobs for schools, estates, institutions and farms while completing work faster.
6. Chainsaw
Perfect for: Rural enterprises, landscaping business and timber business
Ideal for timber, firewood, tree maintenance and land management, helping your group work safely and efficiently.
Perfect for: Landscaping businesses, timber enterprises and property maintenance groups
Maintain hedges, control overgrown vegetation and keep estates, schools, hotels and timber sites neat. Your chama can complete maintenance jobs faster and take on more landscaping and vegetation-management contracts.
Perfect for: Construction groups
Handle specialised construction work more efficiently and qualify for larger contracts.
Perfect for: Farmer cooperatives and fumigation business
Protect crops faster, improve coverage, and reduce the time spent spraying large farms.
10. Tea pruner
Perfect for: Tea-growing chamas
Increase pruning efficiency, reduce labour costs, and support healthier tea bushes for better productivity.
Why financing equipment is smart move
If saving for a KSh 250,000 machine takes two years, that's two years of lost business opportunities.
Financing allows your equipment to start generating income immediately while you repay in manageable instalments.
How to Finance Your Equipment
Getting started is simple:
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You will receive a proforma invoice from the dealer.
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Submit the invoice to Equity Bank for financing.
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Once approved, Equity pays the vendor directly and your equipment is delivered.
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Start using the equipment immediately and repay through manageable instalments.
Whether your chama runs a car wash, farms together, provides landscaping services or takes on construction projects, the right equipment can help you serve more customers, increase productivity and grow your income sooner.
If you’re ready to invest in your chama's growth? Visit your nearest Equity Bank branch or speak to your Relationship Manager to finance eligible STIHL equipment through manageable instalments.
For guidance at any stage contact:
https://equitygroupholdings.com/ke/borrow/chamagroup/pamoja-investment-loan/#getintouch
