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In this account, a client deposits money for an unspecified period of time and has no specific maturity date. The client can ‘call’ the funds at will, after a minimum holding period of 7 days. Rates are typically higher than those applicable for savings accounts.
Fixed Deposit Account
In this account a client deposits specified amounts of money for a specified period of time between a month and a year, and in turn earns a preferential rate. Earlier withdrawal will lead to forfeiture of interest or a lower rate computation for the period the deposit has run.
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