Treasury Bills

Treasury Bills (T-Bills) are short-term Government debt instruments. They are issued at a discount.



  • Flexibility. Treasury Bills have different maturities; 91-day, 182-day and 364-day bills.
  • T-bills are offered on a weekly basis by Central Bank of Kenya making the investment readily available.
  • Interest rates offered vary depending on the tenor.


  • They are secure investments as they are issued by the Government of Kenya.
  • They have competitive returns making them an attractive investment instrument.
  • They are readily available since they are offered to the market for investment on a weekly basis.



    • Should have a CBK CDS (Central Depository Securities) Account through Equity Investment Bank.
    • A fully executed Investment Agreement document, Kenyan ID/passport, KRA PIN and passport size photo

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Equity Bank is Regulated by Central Bank of Kenya