Credit Cards

Great Benefits

The Equity Bank American Express® Green Card

• Earn Membership Rewards® points when you spend online, at merchant locations and when you withdraw cash from ATMs. Redeem your points for travel offers, retail items, electronics, gift vouchers and more
• Accepted in Kenya and worldwide
• Easily track and manage your spend and payments with an online Card Account
• Travel insurance and purchase protection
• Cover against personal belongings theft
• Pay your balance off over time by choosing how much to pay each month (20%, 50% or 100%)
• 50 days interest-free credit
• Your first supplementary Card is free
• Earn 1,000 Membership Rewards® points when you spend KES 30,000 in your first three months of Cardmembership.

The Equity Bank American Express® Gold Card

• Equity Bank American Express® Green Card benefits
• Enhanced travel insurance and purchase protection
• Your first two supplementary Cards are free
• Priority Pass membership, with two complimentary visits to airport lounges per year
• Earn 8,000 Membership Rewards® points when you spend KES 150,000 in your first three months of Cardmembership.

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• How to Apply

  Visit your nearest Equity Bank branch or apply on the link below.

  Apply Here

• Membership Rewards

  Earn Membership Rewards points when you spend at businesses, shop online or withdraw cash from ATMs. Earn 1 Membership Rewards point for every KES 100 you spend at merchants and online. Earn 1 Membership Rewards point for every KES 500 you withdraw at the ATM. Redeem your points for a range of items, including must-have products, gift cards, car rentals and flights. Visit the Membership Rewards website for more information: https://rewards.equitybankgroup.com/
  
  

  Click here to Redeem

8 Great Features of the Classic Card

1. Instead of having to sign a sales slip, your PIN verifies your transaction.
2. There’s worldwide acceptability of Visa Brand, meaning you can access your funds at all VISA branded outlets.
3. You can pay for goods and services at supermarkets, hotels, hospitals, fuel stations, and other retail outlets at no charge.
4. Your card allows you to withdraw cash from the ATMs.
5. Every time you transact you will receive an SMS alert with details of the transactions as they happen.
6. Enjoy revolving credit with a 45-day interest free period. You may pay as little as 20% or more of your outstanding balance every month.
7. Enjoy convenient record keeping through itemized monthly statements which show your transaction details.
8. With the Classic Card you get access to affordable life insurance for you and your family.

10 Reasons Why You Should Sign Up for The Classic Card

1. The Classic Card is useful during emergencies.
2. The card is useful for purchasing big ticket items.
3. The card is suitable for corporate spend.
4. It gives you the freedom to travel without physical cash.
5. It provides security while making big purchases, because you don’t have to have the money on you physically.
6. The revolving credit feature puts a cap on the amount of credit you can use for that month.
7. Your available credit is reduced by the amount you spend.
8. You may choose to pay off the total amount spent at the end of each month or spread the cost over time.
9. You can keep a record of your spending through statements.
10. You will get to enjoy periodic discounts from selected shops.

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• How to apply

  Apply Here

Key Features

• PIN for POS &ATM transactions
• Contactless
• 3D secure for Ecommerce transactions.
• Embossed
• International acceptance

Why You Should Get an Equity Credit Card

1. Offers convenience in making payments and access to cash for 24 hours.
2. Worldwide acceptance
3. Utilize bank approved credit limits.
4. Flexible repayment plans
5. SMS alerts for card transactions

Charges

Rights and Obligations

• T & Cs of products are available on website and as part of account opening form.
• Data privacy policy included in customer onboarding and account opening forms

• What You Require to Sign Up

  1. Existing approved credit limit or cash cover.
  2. KRA PIN
  3. Original and copy of national ID /passport.

• Transaction Process

  • Real time Credit cards transactions for approved transactions. Billed later on the credit card statement.

• Complaints Handling Process

  • Lodge complaint at any of our branches, via call center, info@equitybank.co.ke or website: https://equitygroupholdings.com/ke/. We will record your feedback and issue you with a reference number.
  • We will acknowledge you feedback within 48hours.
  • If we cannot resolve the complaint immediately, we will advise on the next cause of action and when to expect feedback from us.
  • We will endeavor to resolve the complaint within 7 working days. However, should we require more time to it, we will keep you updated with progress every 7 days until the complaint is resolved.
  • Should the resolution not meet your satisfaction, feel free to get back to us with your concerns and we will review the issue and resolution and revert to you.

• Potential Risks

  • Do not share PIN with anyone.
  • If the card is suspected to be compromised, change the PIN at an ATM location.
  • Avoid sharing your full card number, expiry date and card verification value with anyone
  • Always keep your cards safe. In case the card is misplaced/lost, this should communicate to the bank to block the card immediately .The cardholder can also self-block the card through the Equity APP.