Merchant Acquisition for POS/PDQ Card Payments

Equity Bank enables merchants to accept card payments by acting as a link between merchants, issuers, and payment networks. We’re also the sole acquirer (and issuer) of American Express branded cards. We also accept Visa, Mastercard, Union Pay International, Diners Club, Discover and JCB cards. Our acquiring infrastructure includes stand-alone Point of Sale (POS) terminals as well as integrated pin-pads. Acquiring also involves the process of recruiting merchants who will allow card acceptance in their outlets.

Benefits to Merchants

  1. You can acquire all major card schemes
  2. It leads to increased sales
  3. Secure and cost effective - reduces overhead costs and risks associated with cash handling
  4. Guaranteed payment from the acquirer
  5. Customer convenience and satisfaction
  6. Enhances accountability and maintains audit trail.

Benefits to Customers

  1. Safety – no risks involved as in carrying cash
  2. No extra charges for paying by card
  3. Enhances accountability
  4. Convenience and ease of use anywhere, anytime

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Equity Bank is Regulated by Central Bank of Kenya