Equity Current Account

This is a convenient and flexible medium for a range of transactions. With this account you are free to make deposits, receive money, make payments, make withdrawals and set up standing orders.

Ideal for:

  • Individuals (singly or jointly)
  • Groups
  • Registered entities Groups and  registered entities be separated from the individual

Key Features of the Current Account

  1. No minimum operating balance.
  2. None interest earning
  3. No monthly charges.
  4. Full access to mobile banking.
  5. Customer can choose a payment card that best suits their needs. They Include: prepaid cards, debit cards and credit cards.
  6. Cash and cheque deposits.
  7. Chequebook


  • Over the counter cash withdrawal charge
  • Agency withdrawal charge
  • ATM withdrawal charge
  • Cheque book at KSh17.50 per leaf
  • Free funds transfer to other Equity account (On Equitel)
  • Third-party charges apply e.g. Swift, Pesalink
  • Free standing order set-up and transactions
  • Free periodic and email statements.  Additional printed are chargeable
  • *Payment card Ksh. 600, exclusive of taxes

Why You Should Open a Current Account

  1. Cash and cheque deposits.
  2. No maintenance fees.
  3. No ledger fees.
  4. Customers can access the account from any of the countries Equity Bank Operates in.
  5. 24hour support through 0763063000 and/or info@equitybank.co.ke
  6. free monthly statements and internal standing orders
  7. This account can be operated in KSh, USD, EURO or GBP
  8. Instant Mastercard or Visa Card issued on application
  9. Online banking and mobile banking opt-in option
  10. Access to overdraft facilities
  • What You Require to Open This Account

    To open this account:

    1. Individuals (singly or jointly) -Original Identification document & KRA Pin
    2. Registered Groups - Registration Certificate, Constitution, minutes of resolution to open account certified by the District Social Development officer (DSDO).
    3. An introduction letter from the DSDO
    4. Registered Business- see account opening requirements for different entities.

    Sign up Process

    1. Visit your nearest Equity bank branch
    2. Present the required documents and fill out the application form
    3. The bank will then process your application and you can start banking with us.
    4. For any further clarifications, fill the form below and we will get back to you

    Potential Risks

    • To safeguard funds in your account, do not share you PINs with anyone. 
    • When making payments using your card, be sure the card stays in your sight.  If you lose your card, communicate to the bank to block it.
    • If you suspect any of your PINs is known by others, please change it immediately.

    Transaction Process

    • Cash transaction on account happens on a real-time basis.

    Complaints Handling Process

    • Lodge complaint at any of our branches, via call center, info@equitybank.co.ke or feedback link TALK TO US. We will record your feedback and issue you with a reference number.
    • We will acknowledge your feedback within 48hours.
    • If we cannot resolve the complaint immediately, we will advise on the next cause of action and when to expect feedback from us.
    • We will endeavour to resolve the complaint within 7 working days. However, should we require more time to it, we will keep you updated with progress every 7 days until the complaint is resolved.
    • Should the resolution not meet your satisfaction, feel free to get back to us with your concerns and we will review the issue and resolution and revert back to you.

    Rights and Obligations

    • T & Cs of products is available on the website and as part of the account opening form.
    • Data privacy policy included in customer onboarding and account opening forms


We would like to call you back regarding this product.

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Equity Bank is Regulated by Central Bank of Kenya