|Great Features of the Equihealth Coverr|
|1.||Shares||It has a family shared limit of KSh 300,000|
|2.||Affordability||An affordable premium of KSh 15,000 per year for the principle member and five dependants and an additional KSh 1,500 for an extra dependant|
|3.||Medical expenses||The cover caters for daily bed limit, intensive care, theatre costs, nursing fee, surgeons, physicians fee, drugs, medicine, x-rays, diagnostic tests and procedures|
|4.||Treatments||Normal and CS delivery, including pregnancy related complications within the overall limit are covered up to KSh 30,000|
|5.||Joining age||The minimum joining age limit for dependants is one month.|
|6.||Principal age limit||The maximum joining age limit for the principal member is 70 Years.|
|7.||Age limit cover||The maximum age on cover is 75 years.|
|8.||Cash benefits||Hospital Cash Benefit (a stand-alone benefit) of KSh 500 per night from the 3rd night up to 60 nights of admission.|
|9.||Expense||Last expense benefit per family (a stand-alone benefit) of KSh 50,000.|
|10.||Optical treatment||Inpatient optical treatment is covered to full limit.|
|11.||Dental Treament||Inpatient dental treatment is covered in full limit|
|12.||Diagnosed medical conditions||The cover caters for the following newly diagnosed or pre-existing health conditions to a limit of KSh 150,000.|
Frequently Asked Questions
This is a wholly owned subsidiary of Equity Bank Limited offering bancassurance products and services to the public
General non motor insurance
Credit life assurance
You may obtain insurance products and services from your nearest Equity Bank branch where you will be assisted by our bancassurance officer. The bancassurance officer will assist you fill a proposal form and after which he/she will advise you on the various payment modes available from which you will choose the one that suits you best and you get covered immediately.
Immediately report to your bancassurance officer or to your nearest Equity Bank branch. Our bancassurance officer will assist you fill a claim form and give you a step by step advice on the claim process and also the time it will take to settle the claim.
You may obtain insurance products and services from your nearest Equity Bank branch.
When coming to buy motor insurance, kindly carry your driving licence and a copy of the logbook
In this case we have a flexible payment arrangement that can be obtain from your Equity bank branch
Yes, you can access care as long as there are not any waiting periods applied on the sub-benefit.
From the date an insured person is diagnosed as suffering from cancer, whether it is in its acute, or chronic or terminal stage, all and any treatment received thereafter on an in-patient, day-care or out-patient basis involving: consultations, diagnostic tests, scans, investigations, prescribed drugs and dressings, chemotherapy, radiotherapy, stem cell transplants (from either bone marrow or blood), cold cap therapies, routine management and palliative treatments; will be assessed and paid for under this item. Eligible costs incurred up to the point of diagnosis are not paid under this item of your policy.