Great features

  • Ideal for emergency/quick financing needs due to quicker loan approval and disbursement process.
  • Loan terms as short as 1 month and 5 year maximum
  • 90% financing for cash and fixed deposits; 75% financing for treasury bills and bonds
  • 4% margin above interest income earned on cash and fixed deposits; 13% for loans secured by treasury bills and bonds
  • Option to make monthly payments or at loan maturity

What you require to sign up

Diaspora loans are only offered to applicants who meet either of the following criteria:

  • Non-Resident Kenyans
  • Kenyans sent on foreign missions abroad
  • Kenyans with dual citizenship

The loans can be extended to individuals, joint applicants, or group (Chama) of applicants.

Required Documents for Each Applicant:

  • New or existing Equity Bank account
  • New or existing fixed deposit or Central Bank of Kenya’s CDS account
  • Identification Documents – Kenyan ID/Passport, KRA PIN, and proof of current address

Other Documents:

  • Proof of income for monthly repayment option

Why you should sign up for this product

  • We have a customised credit policy for our Diaspora customers.
  • Our wide product offering caters to different borrowing needs and clientele, including affluent customers and small & medium-sized businesses.
  • We have streamlined our underwriting processes for faster decision making.
  • We have a 24/7 Diaspora Banking call center. We are available for you irrespective of your time zone.

Contact Us:

  • Visit Us: Global Center, Argwings Kodhek Road, Kilimani, Nairobi. Our building is located opposite the Yaya Center (behind the Lake Oil gas station)
  • Get in Touch by filling the below query form to send us your contact information

We would like to call you back regarding this product.

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Equity Bank is Regulated by Central Bank of Kenya