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Diaspora Credit Cards

Our Diaspora Kenya Shilling (KES) Credit Cards allow you to buy now and pay later.

Great features

  • Visa cards are interest-free for 45 days
  • AMEX cards are interest-free for 50 days
  • AMEX cards also offer travel insurance, loyalty points, and airport priority pass lounge benefits
  • We lend up to 90% of the cash or fixed deposit account offered as security
  • Quick application process – we don’t require your income documents
For charges applicable to this product/service,refer to the tariff guide available on this link. 

 

What you require to sign up

Diaspora credit cards are only offered to applicants who meet either of the following criteria:

  • Non-Resident Kenyans
  • Kenyans sent on foreign missions abroad
  • Kenyans with dual citizenship

Required Documents for Each Applicant:

  • New or existing Equity Bank account
  • New or existing cash or fixed deposit account which will be used as security for the credit card
  • Identification Documents – Kenyan ID/Passport, KRA PIN, and proof of current address
  • Completed credit card application form

Transaction Process:

  • Real time Credit cards transactions for approved transactions. Billed later on the credit card statement.
  • Why you should sign up for this product

    • We have a customised credit policy for our Diaspora customers.
    • Our wide product offering caters to different borrowing needs and clientele, including affluent customers and small & medium-sized businesses.
    • We have streamlined our underwriting processes for faster decision making.
    • We have a 24/7 Diaspora Banking call center. We are available for you irrespective of your time zone.
  • Potential Risks:

    • Do not share PIN with anyone.
    • If the card is suspected to be compromised, change the PIN at an ATM location.
    • Avoid sharing your full card number, expiry date and card verification value with anyone.
    • Always keep your cards safe. In case the card is misplaced/lost, this should communicate to the bank to block the card immediately. The cardholder can also self-block the card through the Equity APP.
  • Complaints Handling Process:

    • Lodge complaint at any of our branches, via call center, info@equitybank.co.ke or website: https://equitygroupholdings.com/ke/ We will record your feedback and issue you with a reference number.
    • We will acknowledge you feedback within 48hours.
    • If we cannot resolve the complaint immediately, we will advise on the next cause of action and when to expect feedback from us.
    • We will endeavor to resolve the complaint within 7 working days. However, should we require more time to it, we will keep you updated with progress every 7 days until the complaint is resolved.
    • Should the resolution not meet your satisfaction, feel free to get back to us with your concerns and we will review the issue and resolution and revert to you.
  • Contact Us:

    • Visit Us: 
    Diaspora Banking, Equity Bank (Kenya) Ltd 
    Equity Centre, Upper Hill, Hospital Road, Ground Floor.
    P .O. Box 103098 – 00101, Nairobi. Kenya.
    • Get in Touch by filling the below query form to send us your contact information

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