Great features

  • Minimum loan amount of KES 2 million. No maximum loan amount
  • Up to a maximum of 10 years
  • Up to 70% financing of the Bill of Quantity depending on the location of the property
  • 10% rate for USD, GBP, and Euro loans and 13% for KES currency loans

What you require to sign up

Diaspora loans are only offered to applicants who meet either of the following criteria:

  • Non-Resident Kenyans
  • Kenyans sent on foreign missions abroad
  • Kenyans with dual citizenship
The loans can be extended to individuals, joint applicants, or group (Chama) of applicants.

Required Documents For Each Applicant:

  • New or existing Equity Bank account
  • Identification Documents – Kenyan ID/Passport, KRA PIN, and proof of current address
  • Credit report from your country of residence
  • Copies of Bank statements for the past 6 months
  • Complete individual tax returns for the past 3 years

Salaried Applicants:

In addition to the above, salaried applicants must provide:

  • 3 latest pay slips/paystubs
  • Employment letter/W-2/P60/T4

Self-Employed Applicants:

In addition to the above, self-employed applicants must provide:

  • Business registration documents
  • Business bank statements for the last 12 months
  • Business tax returns for the past 3 years
  • Year-to-date management accounts (balance sheet and P&L statement)
Construction Documents
  • Bill of Quantity for the entire project
  • Approved building plans and structural drawings
  • Approved NEMA and NCA approval certificates
  • Copy of the property title

Why you should sign up for this product

  • We have a customised credit policy for our Diaspora customers.
  • Our wide product offering caters to different borrowing needs and clientele, including affluent customers and small & medium-sized businesses.
  • We have streamlined our underwriting processes for faster decision making.
  • Our panel of advocates includes law firms that have previously offered conveyancing services to international clients.
  • We have a 24/7 Diaspora Banking call center. We are available for you irrespective of your time zone.

Contact Us:

  • Visit Us: Global Center, Argwings Kodhek Road, Kilimani, Nairobi. Our building is located opposite the Yaya Center (behind the Lake Oil gas station)
  • Get in Touch by filling the below query form to send us your contact information

We would like to call you back regarding this product.

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Equity Bank is Regulated by Central Bank of Kenya