Great features

• Minimum loan amount of KES 2 million. No maximum loan amount
• Up to a maximum of 10 years
• Up to 70% financing of the Bill of Quantity depending on the location of the property
• 10% rate for USD, GBP, and Euro loans and 13% for KES currency loans

What you require to sign up

Diaspora loans are only offered to applicants who meet either of the following criteria:

• Non-Resident Kenyans
• Kenyans sent on foreign missions abroad
• Kenyans with dual citizenship

Required Documents For Each Applicant:

• New or existing Equity Bank account
• Identification Documents – Kenyan ID/Passport, KRA PIN, and proof of current address
• Credit report from your country of residence
• Copies of Bank statements for the past 6 months
• Complete individual tax returns for the past 3 years

Salaried Applicants:

In addition to the above, salaried applicants must provide:

• 3 latest pay slips/paystubs
• Employment letter/W-2/P60/T4

Self-Employed Applicants:

In addition to the above, self-employed applicants must provide:

• Business registration documents
• Business bank statements for the last 12 months
• Business tax returns for the past 3 years
• Year-to-date management accounts (balance sheet and P&L statement)

• Bill of Quantity for the entire project
• Approved building plans and structural drawings
• Approved NEMA and NCA approval certificates
• Copy of the property title

Why you should sign up for this product

• We have a customised credit policy for our Diaspora customers.
• Our wide product offering caters to different borrowing needs and clientele, including affluent customers and small & medium-sized businesses.
• We have streamlined our underwriting processes for faster decision making.
• Our panel of advocates includes law firms that have previously offered conveyancing services to international clients.
• We have a 24/7 Diaspora Banking call center. We are available for you irrespective of your time zone.

Contact Us:

• Visit Us: Global Center, Argwings Kodhek Road, Kilimani, Nairobi. Our building is located opposite the Yaya Center (behind the Lake Oil gas station)
• Get in Touch by filling the below query form to send us your contact information