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Eazzy Banking

Pamoja Biashara Loan

This product targets men and women above 18yrs who are in small, micro enterprises for business stoking and expansion, and are within groups.

Great features

Loan amount: up to 10M based on ability to pay
Loan Period: up to 36 Months based on purpose

For charges applicable to this product/service, refer to the tariff guide available on this link.

Group Eligibility Criteria

Membership of 12 - 40 members
Registered with the relevant government agencies.
Group members must undergo Business
Development services trainings offered by Equity Bank Kenya.
Group must be registered with Equity Bank Kenya
Existing groups from other MFI’s and Banks for a period of not less than 1 year.

Individual Members Eligibility Criteria

Members must be 18 years and above.
Members must be running a Micro business or willing to Start.
Members must participate in group weekly/bi-weekly/monthly meetings.
Mandatory Weekly/Biweekly/Monthly savings.
Member to be registered within the group registered with the bank.
Members must be willing to guarantee loans taken by another member.

Easy Steps to Get the product

The members to enrol in a group/ form a group.
Register the group with relevant government department.
Visit the nearest branch for support.

Security

Savings
Household Chattels
Group Guarantee

Why you should sign up for this product
- Startup loans
- Stock financing.
- Business expansion
Benefits of Pamoja Biashara Loans
- Opportunity to build savings culture.
- Access to 24 hours banking services through Multiple
- Approval Service for Joint & Group Accounts
- Opportunity to be advanced up to 3 loans running concurrently.
- Flexible repayment loan tenure
- Free financial education and entrepreneurship training
- Relationship management/ Advisory services available
Rights and Obligations
- T & Cs of loan facility are detailed on the offer letter.
- Customer data privacy policy is included in the offer letter.
- The rights and obligations of the borrower are detailed in the offer letter.

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Equity Bank is Regulated by the Central Bank of Kenya

Call Toll Free: 0800 211 178