JAMES MWANGI

GROUP MANAGING DIRECTOR AND CHIEF EXECUTIVE OFFICER

James holds five honorary doctorate degrees from various universities, including JKUAT and Kenyatta University. He holds a Bachelor of Commerce degree and is a Certified Public Accountant. He has wide experience in the banking industry including finance. He is a recipient of the First Class Chief of the Order of the Burning Spear (CBS), the Moran of the Burning Spear (MBS) and Head of State Commendation (HSC). He was named the World Entrepreneur of the Year by Ernst & Young in 2012, the Forbes Africa Person of the Year in 2012 and is a holder of the 2007 Global Vision Award. He was also recognized as the 2015 Ai40 CEO of the year. He was named the Banker of the Year during the 4th Banker Africa - East Africa Awards, 2017. James serves on several international bodies as an advisor such as the Nairobi Advisory Board of Columbia Global Centres. He is a Board member of the Economic Advisory Board of the IFC, the Africa Leadership Academy in South Africa and the Global Alliance for Food Security and Nutrition. He is the Chancellor of Meru University College of Science and Technology and is serving as the Chairman of Kenya’s Vision 2030 Delivery Board.

MARY WAMAE

EXECUTIVE DIRECTOR

Mary holds a Master’s degree in Leading Innovation and Change from York St. John University, UK, a Bachelor of Laws degree from the University of Nairobi and a Diploma in Law from the Kenya School of Law. She is a Certified Public Secretary (Kenya) and member of The Institute of Certified Public Secretaries of Kenya (ICPSK), Law Society of Kenya, Women Corporate Directors and the Kenya Section of International Commission of Jurists. She is a graduate of the Advanced Management Programme (Strathmore - IESE Business School, Barcelona Spain) and the Advanced Management Programme at Havard Business School. She is an Advocate of the High Court of Kenya and holds a Post Graduate Diploma in Gender and Development and has over 14 years’ experience in private legal practice. She joined Equity Bank in 2004.

ISAAC MUTHURE MACHARIA

NON-EXECUTIVE CHAIRMAN

Isaac holds a Master of Medicine in Otorhinolaryngology, Bachelor of Medicine and Bachelor of Surgery from the University of Nairobi and is a Fellow of the College of Surgeons of East, Central and Southern Africa (COSECSA). He is a Professor of ENT, Head and Neck Surgery at the University of Nairobi. He is the East African regional advisor for CBM in Ear and Hearing Care as well as the Regional Secretary for Africa and the Middle East, International Federation of Otorhinolaryngological Societies (IFOS). He was the President of the Pan African Federation of Otorhinolaryngological Societies (PAFOS). He is a member of The Starkey Hearing Foundation Global Initiative Advisory Board. Prof Macharia was the founder Chairman of the Allergy Society of Kenya and is also the founder Chairman of the Cochlear Implant Group of Kenya (CIGOK). He is Chairman of Savannah Informatics, Jadala Investments and Co-founder and Chairman, Otolaryngology Associates and Nairobi ENT Clinic.

Gerald Warui

MANAGING DIRECTOR, EQUITY BANK KENYA

Gerald holds an Executive Master of Business Administration degree from Jomo Kenyatta University of Agriculture and Technology (JKUAT). He is also a Certified Public Accountant CPA (K) and a graduate of Advanced Management Program offered by Strathmore- IESE Business School, Barcelona Spain. A career banker, Gerald has vast experience in operations and customer service. Prior to his current position, he served as the Director of Human Resource and Customer Service. He has served in Equity Bank for 21 years.

Adema Sangale

Non-Executive Director

Adema holds a Masters of Business Administration degree from the University of Oxford as a Chevening Scholar. She also has a Master’s in Public Administration and Public Policy from the Harvard Kennedy School of Government, where she was an Edward S. Mason Fellow. She is currently the Managing Partner of C.Suite Africa. Prior to this, she was Vice-President for Africa at World Bicycle Relief and Buffalo Bicycles LLP and also worked at Procter & Gamble in various leadership roles across Africa, Europe and North BOARD OF DIRECTORS’ PROFILES (Continued) 239 FOR THE YEAR ENDED 31 DECEMBER 2018 Equity Group Holdings Plc and Subsidiaries Integrated Report & Financial Statements America. Adema has received several nominations and recognition including a New Generation Leader by the African Leadership Network nomination in 2012; a 3-time honoree of the Top 40 under 40 Kenyans; a nominee and alumnus of the Paris-based Institut Choiseul’s 100 Africa list of top leaders and the Distinguished Women’s Leadership award in 2017.

Fredrick Muchoki, Ogw

Non-Executive Director

Fredrick is a businessman with vast commercial experience. He is the Managing Director of Continental Business Systems, Presta and Office Equipment Limited, Mugumo Coffee Ltd, Online Mobile Com. Ltd and Summerdale Inn Ltd.

Prof. Shem Migot

Non-Executive Director

Prof. Shem holds a PhD in Sociology of Development and a Master of Arts in Sociology from University of California. He is a Special Graduate Student in Agricultural Economics (Michigan State University) and holds a Bachelor of Arts (University of East Africa). He is a private consultant on agriculture and rural development, land policy reform and environmental issues based in Nairobi, Kenya. Previously he was the Lead Specialist on Land Policy and Administration in the World Bank. He also served in the Government of Kenya (on secondment from the World Bank) as Permanent Secretary, Ministry of Agriculture and Rural Development. He served as an Associate Research Professor at the Institute for Development Studies (IDS), University of Nairobi and has numerous publications focusing on land issues, pastoralism, farmers’ institutions and rural development. He has working experience in many African countries as well as Haiti, Kyrgyz Republic and several Asian countries. He is currently the Chairman of the Council of Kenyatta University and has also served as Chairman of Kibabii University, Chairman of Board of the Centre for Corporate Governance and was a Director of Housing Finance Company of Kenya Ltd and Vice-Chairman Board of Directors of Kenya Wildlife Service.

Jane Ngige

NON-EXECUTIVE DIRECTOR

Jane holds a Food and Agriculture Biotechnology Master’s Degree from University of Reading - UK; a post-graduate certificate in International Food Laws from University of Michigan State-USA; Higher Diploma in Food Science and Technology from Kenya Polytechnic and Postgraduate Diploma in Food Processing, Quality Assurance & Marketing from the University of Wageningen.

Jane’s professional experience spans across the civil service, private sector, NGO’s as well as development agencies. She is the former Chief Executive of the Kenya Flower Council and the Kenya Horticulture Council over a period of 15 years in total. Prior to venturing into horticulture, Jane worked with the hospitality, food processing and manufacturing industries in several countries.

James Mwangi CBS

GROUP MANAGING DIRECTOR AND CHIEF EXECUTIVE OFFICER

James holds five honorary doctorate degrees in recognition of his contributions to the Kenyan society. He holds a Bachelor of Commerce degree and is a Certified Public Accountant. He has been honoured thrice with Presidential national awards: the First Class Chief of the Order of the Burning Spear (CBS), the Moran of the Burning Spear (MBS) and Head of State Commendation (HSC). He was named the World Entrepreneur of the Year by Ernst & Young in 2012, the Forbes Africa Person of the Year in 2012 and is a holder of the 2007 Global Vision Award. He was also recognized as the 2015 Ai40 CEO of the year at the 8th Annual Africa Investor (Ai) CEO Investment Summit held in New York. He was named the Banker of the Year during the 4th Banker Africa - East Africa Awards 2017. James serves on several international bodies as an advisor and has recently been appointed to the Nairobi Advisory Board of Columbia Global Centres. He is a Board member of the Economic Advisory Board of the International Finance Corporation (IFC), the Africa Leadership Academy in South Africa, the Global Alliance for Food Security and Nutrition among others and is the Chancellor of Meru University College of Science and Technology. He is currently the Chairman of Kenya’s Vision 2030 Delivery Board. He has wide experience in the banking industry, including finance. James is also the founding Executive Chairman of Equity Group Foundation (EGF), the social impact investment arm of Equity Group.

Mary Wamae

GROUP EXECUTIVE DIRECTOR

Secretary (Kenya) and member of The Institute of Certified Public Secretaries of Kenya (ICPSK), Law Society of Kenya, Women Corporate Directors and the Kenya Section of International Commission of Jurists. She is a graduate of the Advanced Management Programme (Strathmore - IESE Business School, Barcelona Spain) and the Advanced Management Programme at Havard Business School. She is an Advocate of the High Court of Kenya and holds a Post Graduate Diploma in Gender and Development and has over 14 years’ experience in private legal practice. She joined Equity Bank in 2004.

Reuben Mbindu

CHIEF OFFICER, HUMAN CAPITAL AND ADMINISTRATION

Reuben holds a BSc. in Computer Science from Germany and is a full member of the Institute of Human Resource Management in Kenya. He has over 31 years’ work experience, most of which has been in the Banking sector as a human capital specialist. He joined Equity Bank in 2013 from Standard Chartered, where he had served at senior management level in Human resources for over 15 years. Reuben sits on the Boards of Equity Bank Tanzania and Equity Group Foundation. He has also worked in other sectors including public sector (UNEP), consultancy (Deloitte) and ICT (Siemens, Germany). He has also held other senior positions including Head of Corporate Affairs - Standard Chartered, East Africa and Chairman of the Standard Chartered Nairobi Marathon.

Brent Malahay

GROUP DIRECTOR STRATEGY, STRATEGIC PARTNERSHIPS & INVESTOR RELATIONS

Brent holds a Master’s degree in Economics and a Bachelor of Business Finance from the University of KwaZulu-Natal, South Africa. He has over 14 years’ experience in financial services with competencies ranging from commercial banking to credit ratings, investment banking and fund management. He has previously held several high-level positions at global financial institutions, notably Standard Bank, Fitch Ratings, J.P. Morgan and Investec Asset Management. Brent has worked at the Group since 2016.

David Ngatia

GROUP DIRECTOR, FINANCE

David holds a Bachelor of Commerce degree from the University of Nairobi. He is a Certified Public Accountant and a member of the Institute of Certified Public Accountants of Kenya. He has over 20 year’s global working experience in the financial services industry. Prior to joining Equity Bank in 2018, he previously worked at American Express, where he held various roles including leading the global internal audit data analytics practice. He has also specialized in the audit of banking institutions, leasing companies, investment banks and broker dealers with KPMG in New York and Kenya.

James Mutuku

GROUP DIRECTOR, TREASURY

James has a Bachelor of Arts in Economics and Sociology from Egerton University. He has over 20 years’ experience in the treasury business having worked as a treasury dealer at Co-operative Bank of Kenya, Head of Money Markets and Fixed Income at KCB Kenya and the East Africa Head of Asset Liability Management (ALM), for Standard Chartered Bank Kenya. Before joining Equity Bank he was the immediate country Head of Financial Markets for Standard Chartered Bank Uganda, where he also doubled up as the Co-Head SCB Uganda Wholesale Bank. He brings a wealth of experience in balance sheet management, fixed income trading and general treasury management. He joined Equity Bank in 2016.

Christine Akinyi

GROUP DIRECTOR OF LEGAL SERVICES & COMPANY SECRETARY

Christine is a Chevening alumnus who holds a Master of Laws degree from UCL - University of London. She is an accomplished legal practitioner and has previously worked at The World Bank and the Industrial Promotion Services (K) Limited (IPS). She joined the bank in 2014 after a six-year stint as principal counsel at East African Development Bank. Prior to her current position, she was the General Manager for Legal, Corporate Banking. Christine is a member of Law Society of Kenya, Institute

Bildard Fwamba

CHIEF INTERNAL AUDITOR

Bildard holds a Bachelor of Commerce (Accounting) degree from Kenyatta University and is a Certified Public Accountant and a member of ICPAK. He has worked in the banking sector for 21 years, serving in senior management capacities. He has a wealth of knowledge and experience in Financial Management, Risk Management, Internal Controls and Regulatory Oversight. He joined Equity Bank in 2004. Before his current role, Bildard served in various capacities in Equity Bank Kenya Limited including Compliance Manager, Head of Internal Audit, General Manager, Finance and General Manager and Internal Audit. He previously worked with Central Bank of Kenya and Britam.

Elizabeth Gathai

DIRECTOR, CREDIT

Elizabeth holds a Master’s degree in Business Administration from the University of Nairobi, a Bachelor of Commerce degree in finance, and is a Certified Public Accountant CPA (K). She is a graduate of Advanced Management Programme (Strathmore- IESE Business School, Barcelona Spain) and Management Executive Programme (Maastricht School of Management (MSM) - Netherlands). She has 18 years of banking experience. Elizabeth joined Equity Bank in 2001.

Allan Waititu

DIRECTOR, OPERATIONS

Allan holds a Bachelor's Degree in Business Information Technology and is a graduate of Advanced Management Programme (Strathmore- IESE Business School, Barcelona Spain). He has a Master's in Business Administration from Strathmore University Business School. He has over 30 years experience in Information Technology and banking having previously served as Equity Bank's General Manager, Operations; Director, ICT and Innovations and Director, Special Projects. He is a member of the World Economic Forum (WEF) Global Future Council on the Future Humanitarian System 2019/2020. He is currently the Director, Operations- Equity Bank Kenya.

John Wamai

DIRECTOR, ICT - ENTERPRISE BUSINESS SYTEMS AND SERVICES

John holds a Master’s Degree in Business Administration (Management Information Systems) from Kenyatta University, a Bachelor’s degree in Economics and a Diploma in Computer Science. He also holds Prince II certification (Project Management). He has over 14 years of experience in Banking and Financial Services, Information systems development and implementation, ICT Projects Management and ICT Operations. He has previously served in Project management and as IT General Manager. He joined Equity Bank in 2004.

David Nyamu

DIRECTOR, MARKETING

David, holds a Bachelor of Education (Arts) Degree from Kenyatta University, Nairobi, Kenya. He holds an Advanced Diploma in Financial Sector Deepening (FSD) in addition to a Diploma in Business Management from the Kenya Institute of Management, Effective Director Master-Class from Strathmore Business School and is certified in Sales and Marketing through the SPIN Selling Skills Programme. He holds extensive experience in Banking and Finance spanning over 23 years. He joined Equity in 2008 and has held Senior Management positions at Equity Bank as a Business Growth and Development Manager, a Senior Relationship Manager in Corporate & SME Banking and as the General Manager- Public Sector. Prior to his engagement with Equity Bank, David worked with Cooperative Bank in Corporate Banking, Charter House Bank as a Credit Manager and ABC Bank as a Marketing Manager. In addition to this, he holds various board positions in Equity Insurance Agency and various educational institutions.