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Overdraft

We offer this overdraft facility for salary advance and all short-term cash flow needs.

Great Features

Limit Amount of USD 1,000 and over
Tenors : up to 12 months

What you require to sign up

Have a minimum experience in the activity : 6 months or 3 months for rent based activities
Be the owner of the activity and have legal documents (RCCM, license/patente, Id.nat, opening authorization...)
Good track record
Guarantees: SME material, personal and financial (cash cover), pledge and mortgage.
Have a transaction record with EBCDC for at least 3 months. Regular account credits must come from the activity.

Easy Steps to Get This Loan Facility
- Present yourself at the bank with a valid identity document and the legal documents of the activity to be financed.
- Fill in the overdraft application form
- Receive a visit from a business client advisor and other assessment officers if needed.
- Going back to the bank to sign loan and other contracts
Why you should sign up for this product
- This facility is available up to 12 months depending on need.
- The repayment system is easy, with an automatic deduction of interest on the use of the facility.
- Securing the loan is fast, quick processing and disbursement

Contact Us

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